TL;DR: Cost to company (CTC) is the full monthly employment cost in India. It includes cash salary plus employer PF, ESI (when applicable), and other statutory items. Employees see take-home pay after employee-side deductions and TDS. Varimo EoR runs payroll and filings from published pricing starting at $95 per employee per month.
What is CTC?
Cost to company (CTC) is the total amount an employer spends on an employee per month. It includes basic salary, allowances, employer PF, and other statutory costs. Global buyers often benchmark India offers in CTC bands before they convert to employer cost in INR and USD invoicing.
Employer vs employee deductions
Employees see PF, ESI, professional tax, and TDS on payslips. Employers pay additional PF, ESI (when applicable), and admin charges. Use our calculators for estimates, not tax advice.
Plan your offer
- Employer cost calculator, model fully loaded employer cost from target CTC.
- Take-home pay estimator, sanity-check employee net pay.
- CTC offer optimizer checklist, structure before sign.
- Varimo EoR pricing, published fee plus pass-through payroll.
FAQ
- What is CTC in India?
- Cost to company (CTC) is the total monthly amount an employer spends on an employee, including cash salary, employer PF, and other statutory or benefit costs shown in the offer.
- What is the difference between CTC and take-home pay?
- Take-home pay is what the employee receives after employee-side PF, ESI (if applicable), professional tax, and TDS. CTC includes employer contributions and benefits on top of that cash.
- Does Varimo help structure a compliant CTC offer?
- Yes. As Employer of Record, Varimo maps role level, city, and target band into a compliant CTC structure before the India employment contract is signed.
- Are calculator results on this site tax advice?
- No. Varimo calculators provide estimates for planning. Final payroll depends on employee declarations, state rules, and your approved offer structure.